This tutorial is 100% my creation, any resemblance to any other is coincidence and not intentional.

You must have basic knowledge of PSP

Scrapkit by Digicats & Dogs. You can purchase it here

Let's get started!

Open new canvas 600x600

Open Frame07

Copy>Paste>Paste as new layer

Resize: 80

Position in the center or you canvas

Open Paper22

Copy>Paste>Paste as new layer

Resize as needed and place under your frame layer

Delete excess paper around your frame layer

Open Poser 1

Copy>Paste>paste as new layer

Resize: 60

Make this your top layer for now

Move to the far right of your frame layer

Refer to example

Open elements Ruin Stones

Copy>Paste>Paste as new layer

Resize: 20

Place near the lower left corner of your frame layer

Open element Spell

Copy>Paste>Paste as new layer

Make this your bottom layer

Resize: 85

Open element Potions01

Copy>Paste>Paste as new layer

Resize: 35

Place near your Ruin Stones layer

Refer to example

Open Paper07

Layers>Load/Save Mask>Load mask from disk

Choose your mask and apply

Merge>Merge group

Copy>paste>Paste as new layer

Make this your bottom layer

Resize as needed

Add copyright info 

Add name text

You should have something similar to my example

~Thank you for reading/using my tutorial~